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Reducing the Pain of Paying Without Losing Trust: Friction, Fairness, and the Future of Digital Commerce
Every purchase carries a small emotional cost. The moment we hand over money, most of us feel a quiet discomfort that behavioural scientists call the #pain_of_paying. Modern businesses have learned to soften that feeling through smooth checkout flows, saved cards, subscriptions, loyalty points, and installment plans. These tools can lift #conversion_rates and raise the #average_order_value, yet their long-term value rests on something less visible: #trust. This article examin
Jun 113 min read


Habib Al Souleiman’s Insight Selected for Publication in Forbes Expert Panel
I am pleased to share that my expert response was selected for publication in a Forbes Business Council Expert Panel article. The article is now live on Forbes and discusses an important business topic: pricing power and how companies can protect it in a budget-conscious market https://www.forbes.com/councils/forbesbusinesscouncil/2026/05/15/pricing-power-how-to-protect-it-in-a-budget-conscious-market/. Being included in a Forbes Business Council Expert Panel is a meaningful
May 152 min read
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